Hey! For this part, I want you to write about 500 words from your character’s point of view. Your goal is to answer a few important questions about financial institutions.

First, think about why having a bank or credit union as your character’s first “teammate”—meaning their first place to get help with money—is really important. What benefits do they gain? Why is it good to have a financial partner early on?

Next, compare banks and credit unions. How are they different? Think about things like fees, interest rates, services, and who owns or runs them. Which one do you think your character would feel more comfortable with, and why?

Finally, based on everything you’ve thought about, which do you believe will better suit your character’s needs—bank or credit union? Be sure to explain your choice.

Use your own reasoning and put yourself in your character’s shoes. This will help you understand how to choose the right financial partner and what factors are most important.

Take your time and make your answer clear and detailed—that way, you really get how your character would think about starting their financial journey. Ready? Let’s get writing!